I�� trying to decide how much money to contribute to my health savings account and my 401(k) for 2014. Where should the HSA be on my list of priorities? --W.T., Syracuse, N.Y.
SEE ALSO: FAQs About Health Savings Accounts
Contribute to the HSA as soon as you have contributed enough to your 401(k) to get the employer match, says William Applegate, of Fidelity. Health savings accounts provide a triple tax break that�� tough to beat: Your contributions are tax-deductible (or pretax if made through an employer�� plan); the money grows tax-deferred; and it can be used tax-free for out-of-pocket medical expenses in any year.
To get those breaks, you must have a health insurance policy with a deductible of at least $1,250 for individual coverage or $2,500 for families in 2014. You can contribute up to $3,300 for individual coverage or up to $6,550 for families (plus $1,000 if you are 55 or older) for the year.
Best Net Payout Yield Stocks To Own For 2015: Exone Co (XONE)
The ExOne Company, incorporated on December 21, 2012, is engaged in manufacturing and selling three-dimensional (3D) printing machines and printing products to specification for its customers using its in-house 3D printing machines. The Company provides 3D printing machines, 3D printed products and related services to industrial customers in the aerospace, automotive, heavy equipment, energy/oil/gas and other industries. It offers pre-production collaboration and print products for customers through its production service centers (PSCs), which are located in the United States, Germany and Japan. On January 1, 2013, the Company merged its predecessor company, The Ex One Company, LLC, with and into EXO Acquisitions Inc., which changed its name to The ExOne Company.
The Company produces an array of materialization systems to support a range of customer needs and facility requirements. It offers two printers on the world market for 3D printing of sand and metal materials, offering build sizes as large as 1800 x 1000 x 700 mm (70 x 39 x 27 in.) for sand and 780 x 400 x 400 mm (30.7 x 15.75 x 15.75 in.) for metal. It also offers Orion short pulse laser systems, utilizing a five-axis machine tool with four additional axes available on the trepanning head. The Company builds 3D printing machines at its facilities in the United States and Germany. The Company also supplies the associated products, including consumables and replacement parts, and services, including training and technical support, necessary for purchasers of its machines to print products. The Company�� 3D printing machines are able to manufacture casting molds and cores from specialty silica sand and ceramics, which are the traditional materials for these casting products.
The Company competes with 3D Systems Corporation, Stratasys Inc., Solidscape, Inc. and Objet Ltd., EOS Optronics GmbH, EnvisionTEC GmbH, and Solid Model Ltd.Advisors' Opinion:
- [By Jon C. Ogg]
Barron’s was quick to point out that shares of 3D Systems Corp. (NYSE: DDD) were up 370% over the past two years as the industry leader. Stratasys Ltd. (NASDAQ: SSYS) was shown to be up some 230%� or so in the last couple of years. Barron’s even included the recent IPOs in 3-D printing with The ExOne Company (NASDAQ: XONE) up 140% and Voxeljet AG (NYSE: VJET) up over 160% since coming public.
- [By Sue Chang and Saumya Vaishampayan]
Shares of other 3-D printer companies tumbled as well, with ExOne Co. (XONE) �sliding 9% and Stratasys Ltd. (SSYS) �slumping 5.9%.
- [By Keith Fitz-Gerald]
There's also the ExOne Co. (Nasdaq: XONE). It develops, manufactures, and sells 3D printing machines around the world with an emphasis in the aerospace, automotive, and energy sectors that Tibbets called out as immediate beneficiaries.
Top 5 US Companies To Buy For 2014: GOFF, CORP. (GOFF)
Goff Corporation, incorporated on July 12, 2010, is a development-stage company. The Company, through its wholly owned subsidiary, Golden Glory Resources S.A., is engaged in mineral exploration. The Company's primary project is the La Frontera Gold Project located in the Aguadas Department, in Caldas, Colombia. The Project is being pursued as a potential bulk-tonnage, gold-silver target. Golden Glory acquired its leases on the La Frontera through a transaction with a Colombian company and holds a 100% working interest in the property. The Company through its subsidiary Golden Glory Resources, focuses on the La Frontera Gold Project covers prospective ground and merits continued gold exploration, including exploration diamond drilling. In April 2013, the Company has established a new, wholly owned subsidiary Golden Glory Resources Colombia SAS.
The La Frontera Project is in the Aguadas, Department Of Caldera, which is located approximately 60 kilometers south of Medellin, Colombia. A NI43-101 report is completed on the La Frontera Property, which identifies the potential for gold in both veins and a porphyry structure on the leases. The LGC-15011 Project (La Frontera Project) is located in the northern department of Caldas, Colombia (LGC-15011 has 30% in Antioquia), in the village of Puente Piedra, in the municipality of Aguadas.Advisors' Opinion:
- [By Brian Richards]
Goff (NASDAQOTCBB: GOFF ) , a social recruiting-company-turned-Colombian-gold miner, did not exist as an incorporated business before the summer of 2010 and did not trade as a public company until March 2013. Yet since its debut on the over-the-counter market, on average it has traded more shares each day than Apple or ExxonMobil.
Top 5 US Companies To Buy For 2014: Track Data Corp (TRAC)
Track Data Corporation is a financial services company that provides real-time financial market data, fundamental research, charting and analytical services to institutional and individual investors through telecommunication lines and the Internet. The Company also disseminates news and third-party database information from approximately 100 sources worldwide. The Company operates in three segments: professional market, which provides market data services and trading, including electronic communications network (ECN) services, to the institutional professional investment community; non-professional market, which includes Internet-based online trading and market data services to the non-professional individual investor community, and arbitrage trading. Its wholly owned subsidiary, Track Data Securities Corp. (TDSC) is a registered securities broker-dealer. Track Data provides an integrated Internet-based online trading and market data system, proTrack, for the professional institutional traders, and myTrack and myTrack Edge, for the individual trader. It operates Track ECN, an ECN that enables traders to display and match limit orders for stocks.
MarkeTrack provides domestic and international market information, updating quotelines, options and futures displays, real-time spreadsheets, tick-by-tick updating graphics, news services and third-party databases, user-defined screen layouts, access to back-office order and execution services. The solution allows users to calculate theoretical values of options and determine the most beneficial investment strategy through calculating returns on alternative investments, including options and futures. MarkeTrack serves approximately 700 customers in trading and institutional investment management positions. Customers include floor traders, block traders, market makers, over the counter (OTC) traders, options specialists, head traders, arbitrageurs and hedge fund managers.
The Company offers proTrack ! as a direct access trading system for the professional market. Among the trading features offered by proTrack are point and click equities and options trading, direct access to market makers and ECNs, hot keys, smart order routing, reserve book, quick modification of existing orders, multiple order types and a variety of market data and news. proTrack offers trading through TDSC and clearing through Penson Financial Services, Inc. It is also available for use by other broker dealers under a service bureau arrangement.
TDSC operates an ECN that enables traders to display and match limit orders for stocks. The ECN allows trading of National Association of Securities Dealers Automated Quotation (Nasdaq) Global Market, Nasdaq Capital Market, New York Stock Exchange (NYSE) and American Stock Exchange (AMEX) listed securities, and exchange-listed securities on its platform. Track ECN displays orders on the National Stock Exchange (NSX). Track Data Corporation's NewsWatch service includes a consolidated news ticker, including database with text indexing and access to a variety of third-party databases.
The Company competes with Bloomberg Financial, Thomson/Reuters Group, Goldman Sachs, Lehman Brothers, Inc., Lava, Inc., Acquire Media, NYSE, Nasdaq, DirectEdge and BATS.
Track Data offers Internet-based online trading and market data services through its myTrack and myTrack Edge products. myTrack and myTrack Edge offer trading of United States-based stocks, options and mutual funds, as well as stock index-based futures. For those traders who are the most active and engage in day trading, the myTrack Pro contains multi windows-based features and enhancements that are designed to satisfy the needs of the trader community. myTrack Edge provides access to information on stocks, options, indices, and news, including bid and ask prices, charts, research and other information for any listed or Nasdaq-traded stock and numerous over-the-counte! r bulleti! n board (OTC-BB) stocks, as well as the ability to establish and track securities, cash, margin and buying power positions on a real-time basis. Real-time quotes, news, charting and technical analysis are available in various pay packages. Volume trading can result in rebates equivalent to the service plan charges.
The Company also offers AIQ Systems and Dial/Data Service. AIQ Systems develops and markets artificial intelligence (AI) based stock market analysis and charting software for personal computers. By simulating the reasoning of top market technicians, AIQ's Expert Systems delivers trading signals and market insight, as well as advanced technical charting and screening capabilities. Dial/Data is an Internet-based service that provides historical and end-of-day pricing data for United States, Canadian and European exchange-traded equities and related instruments, futures, equity options, futures options, mutual funds, bonds, government issues, money markets and indexes.
The Company competes with E*Trade Group, Inc., Trade Station Group, Inc., Charles Schwab & Co., Inc., Options Express, TD Ameritrade, Inc., e-Signal, DTN, AT Financial, Data Corp., The Dow Jones Retrieval Service, Compuserve, Telescan, Commodity Systems, Inc., Equis International, Windows on Wall Street and Omega.
The Company engages in arbitrage trading activity. Its trading strategy consists principally of establishing hedged positions consisting of stocks and options. The Company also engages in options trading. The Company's trading strategy consists of selling short deep out-of-the-money calls and puts.Advisors' Opinion:
- [By Bill Smith]
FDS operates in a highly competitive industry, some with more resources. Their competitors include:
Thomson Reuters Corp. (TRI)BloombergInteractive (IDC)MSCI Inc. (MXB)Morningstar Inc. (MORN)Track Data Corp. (TRAC)Edgar Online (EDGR)McGraw-Hill (MHP )
Top 5 US Companies To Buy For 2014: First Trust Health Care AlphaDEX Fund (FXH)First Trust Health Care AlphaDEX Fund (the Fund) is an exchange-traded fund. The Fund seeks investment results that correspond generally to the price and yield of an equity index called the StrataQuant Health Care Index (the Index). The Index is an enhanced index created and administered by the AMEX, which employs the AlphaDEX stock selection methodology to select stocks from the Russell 1000 Index. The AMEX constructs the Index by ranking the stocks, which are members of the Russell 1000 Index on growth factors, including 3, 6 and 12-month price appreciation, sales to price and one-year sales growth, and separately on value factors, including book value to price, cash flow to price and return on assets. The selected stocks are divided into quintiles based on their rankings and the top ranked quintiles receive a higher weight within the Index. The Index is reconstituted and rebalanced quarterly. The Fund�� investment advisor is First Trust Advisors L.P. Advisors' Opinion:
- [By David Fabian]
Another interesting ETF that treads the line between passive and active investing in the healthcare field is the First Trust Health Care AlphaDEX Fund (FXH). This ETF is a smart beta strategy that screens healthcare stocks for book value, cash flow, and return on assets.