Saturday, June 21, 2014

Week In FX Europe – Forex Market Seek Risk/Reward Opportunities

EUR Squeezed on the crosses Geo-political risks aids commodities FED content with low-rate environment

All any forex trader requires is some kind of market movement. A move either up or down, not the ‘contained' ranges that ends up more often trading sideways. This has been a common occurrence throughout the fist-half of 2014. Unfortunately, this type of market movement limits notable trading opportunities, and certainly calls into question the risk/reward of undertaking various trades.

For those not World Cup tied, this past week has been a trading feast, full of worthwhile prospects backed by a surprising Fed and a massive uptick in geopolitical risks.

In midweek, Ms. Yellen and company at the Fed gave the market the green light to proceed with business as usual by reiterating “lower for longer rate policy.” This reassurance has taken many in the market by surprise. Dealers and investors were very much positioned for more hawkish rhetoric from the Fed head.

The fixed-income market had been pricing an aggressive showing by the Fed, especially on the back of this weeks surprising American inflation report. The unexpectedly large increase to the May CPI report (+0.4%, m/m and +2.1%, y/y) was suppose to provide fodder for the FOMC ‘hawks'. The market was looking for any indication that the Fed debate would be shifting from “reducing” to “removing” policy accommodation. This favored higher US short-term rates, the dollar in demand and the value of equities being questioned.

However, the dovish outcome had investors scrambling to unwind some dollar longs, squeezed the short EUR positions and breathed some much needed life back into the commodity market (aided by Ukraine and Iraq). Now that that noise is over, where does the market go to from here? Again the market is back to watching fundamentals, looking for inflation data scraps, just like CAD's surprising CPI data that could change the BoC script. The loonie got a lift early Friday, squeezing the EUR on the cross.

A low rate environment certainly promotes low volatility and endorses the popular “carry trade. Until the markets gets sustainable rate divergence by G10 Central Banks, either the Fed hikes or the ECB follows through with an ‘easing monetary policy,' we can expect more of the same, peppered and trumped by geo-political risk. This risk tends to be priced in by weeks end and unwound at the beginning of every week.

The metals markets appear to be increasingly more critical of the Fed's inflation-curbing credentials however, piling into the “store of value” trade. Aiding commodity prices is the escalating tension in Iraq which continues to lure investors into safer haven assets and reason enough to see gold rally to its biggest intraday gain in nine-month ($1,312oz) this week. The yellow metal has managed to climb +5% this month alone. Crude has seen a similar story, with Brent ($115) trading +5.5% during the same time period, supported by distribution and potential supply constraints as the holiday driving season gets underway stateside. The longer the Iraqi insurgency lasts the more difficult it will be for Iraq to fulfill its daily production quota (around +6m bpd) which would have massive implications for oil markets and commodity sensitive currencies in the foreseeable future.

Traders can now be expected to lean more heavily on geo-political concerns until Central Banks break with “business as usual.”

On tap for next week:

The market will be focusing on global manufacturing PMI's, starting with China this weekend. Chinese indices are mixed going into Sunday's flash PMI release. The most recent figure of 49.4 was a five-month high, albeit the fifth consecutive month in contraction. Europe and German follow on Monday. In the midst of the first round of the World Cup, traders will get to gage German business and US consumer sentiment. After US durables the week wounds off with German preliminary inflation numbers.

  Bulgaria Central Bank Confirms Run on Corpbank – MarketPulse IMF's Lagarde: ECB Should Consider QE – MarketPulse BOE Declares Rate Rises Depend on Economy – MarketPulse U.K. House Price Growth Slowing – MarketPulse UK Lobby Group Says Strong GBP Could Stun Manufacturing Growth – MarketPulse UK Retail Sales Drop in May – MarketPulse Dublin Housing Rise Increases Homelessness – MarketPulse Error Leads to UK Trade Statistics Suspension – MarketPulse Oil Drops After Strong Inventories Despite Iraq – MarketPulse Ukraine and Russia Hash Out Ceasefire Plan – MarketPulse Europe Built Up Gas Inventories Preempting Russia-Ukraine Negotiations – MarketPulse Russia Needs US Technology to Access Oil Reserves – MarketPulse GBP Rises To Five Year High On BoE Hawkish Comments – MarketPulse UK House Prices Rise to Four Year High at 9.9% – MarketPulse Russia Withstands Economic Malaise As Putin Ratings Rise – MarketPulse Carney Boosts GBP To 9% Gain in 2014 – MarketPulse European Deflation Fears Advance With Low CPI – MarketPulse UK Low Productivity Unexplained by BOE – MarketPulse BOE's Bean: First Rate Rise Will Signal Economy Is Healing – MarketPulse



* CNY HSBC China Flash Manufacturing PMI
* USD Gross Domestic Product
* JPY Tokyo Consumer Price Index
* EUR German Ifo Business Climate
* GBP Gross Domestic Product

The following article is from one of our external contributors. It does not represent the opinion of Benzinga and has not been edited.

Posted-In: Forex Markets

Originally posted here...

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Friday, June 20, 2014

10 Best Valued Stocks To Own For 2015

Pandora (P) is going to be a perma-short for me. I plan on loading some puts when the week opens again. My price target for the company remains in the single digits, where I will then reevaluate the path the company is on. Pandora is all bark, no bite.

Pandora remains my most confident short for the long-term. Pandora has pulled back significantly off highs and still has more downside. I've often argued that Pandora is a great short prospect. It's going up against Apple (AAPL) and Google (GOOG)(GOOGL), is massively overvalued (still at $26), lags in both content and innovation, and has a stale user base that is failing to grow as aggressively as it needs to.

This also marks yet another quarter where the company has guided lower than what the market expected. Pandora is getting good at disappointing the market's future expectations.

What we need to get into focus to begin with is the way that Pandora is currently being valued by the market. This is a company that the market has put a value of nearly $5 billion on. The company guided for $0.14 to $0.18 a share for the coming full year. That means Pandora's forward P/E ratio is somewhere in the realm of 140.

10 Best Valued Stocks To Own For 2015: Schlumberger N.V.(SLB)

Schlumberger Limited, together with its subsidiaries, supplies technology, integrated project management, and information solutions to the oil and gas exploration and production industries worldwide. The company?s Oilfield Services segment provides exploration and production services; wireline technology that offers open-hole and cased-hole services; supplies engineering support, directional-drilling, measurement-while-drilling, and logging-while-drilling services; and testing services. This segment also offers well services; supplies well completion services and equipment; artificial lift; data and consulting services; geo services; and information solutions, such as consulting, software, information management system, and IT infrastructure services that support oil and gas industry. Its WesternGeco segment provides reservoir imaging, monitoring, and development services; and operates data processing centers and multiclient seismic library. This segment also offers variou s services include 3D and time-lapse (4D) seismic surveys to multi-component surveys for delineating prospects and reservoir management. The company?s M-I SWACO segment supplies drilling fluid systems to improve drilling performance; fluid systems and specialty tools to optimize wellbore productivity; production technology solutions to maximize production rates; and environmental solutions that manages waste volumes generated in drilling and production operations. Its Smith Oilfield segment designs, manufactures, and markets drill bits and borehole enlargement tools; and supplies drilling tools and services, tubular, completion services, and other related downhole solutions. The company?s Distribution segment markets pipes, valves, and fittings, as well as mill, safety, and other maintenance products. This segment also provides warehouse management, vendor integration, and inventory management services. Schlumberger Limited was founded in 1927 and is based in Houston, Texas.

Advisors' Opinion:
  • [By Matt DiLallo]

    Oil-field services company, Schlumberger's (NYSE: SLB  ) large size and global presence means that it really has a read on the pulse of the global energy industry. When Schlumberger executives speak, it's a good idea for investors to listen closely because the company can provide important industry insights. With that in mind, I'd like to point your attention to a couple of important quotes from the company's first-quarter conference call.

  • [By Tyler Crowe]

    Even though the country has so much oil, it has struggled to keep up production growth and has asked for outside help. This week, Venezuela has signed financing deals with Chevron (NYSE: CVX  ) , Schlumberger (NYSE: SLB  ) , and Russia's Rosneft that will total $5.6 to expand production. The country hopes to increase production from 3 to 5 million barrels per day by 2015.

10 Best Valued Stocks To Own For 2015: Dollar Tree Inc.(DLTR)

Dollar Tree, Inc. operates discount variety stores in the United States and Canada. Its stores offer merchandise primarily at the fixed price of $1.00. The company operates its stores under the names of Dollar Tree, Deal$, Dollar Tree Deal$, Dollar Giant, and Dollar Bills. Its stores offer consumable merchandise, including candy and food, and health and beauty care, as well as household consumables, such as paper, plastics, household chemicals, in select stores, and frozen and refrigerated food; variety merchandise, which includes toys, durable housewares, gifts, party goods, greeting cards, softlines, and other items; and seasonal goods, such as Easter, Halloween, and Christmas merchandise. As of April 30, 2011, it operated 4,089 stores in 48 states and the District of Columbia, as well as 88 stores in Canada. The company was founded in 1986 and is based in Chesapeake, Virginia.

Advisors' Opinion:
  • [By Brendan Byrnes]

    Brendan: Not a problem at all. What about the surprising amount of dollar-store companies that are public? You have Family Dollar (NYSE: FDO  ) , Dollar Tree (NASDAQ: DLTR  ) , Dollar General (NYSE: DG  ) . You mention, in particular, Family Dollar, which is the lowest market cap out of all of those, as doing the best, an exceptional company. Why?

  • [By Dan Moskowitz]

    The shiniest dollar
    Many investors and analysts like to debate which dollar store offers the best investment opportunity. The truth is that Dollar General, Dollar Tree Stores (NASDAQ: DLTR  ) , and Family Dollar Stores (NYSE: FDO  ) are all likely to be quality long-term investments.

Best Industrial Disributor Stocks To Buy Right Now: Tupperware Corporation(TUP)

Tupperware Brands Corporation operates as a direct seller of various products across a range of brands and categories through an independent sales force. The company engages in the manufacture and sale of kitchen and home products, and beauty and personal care products. It offers preparation, storage, and serving solutions for the kitchen and home, as well as kitchen cookware and tools, children?s educational toys, microwave products, and gifts under the Tupperware brand name primarily in Europe, Africa, the Middle East, the Asia Pacific, and North America. The company provides beauty and personal care products, which include skin care products, cosmetics, bath and body care, toiletries, fragrances, nutritional products, apparel, and related products principally in Mexico, South Africa, the Philippines, Australia, and Uruguay. It offers beauty and personal care products under the Armand Dupree, Avroy Shlain, BeautiControl, Fuller, NaturCare, Nutrimetics, Nuvo, and Swissgar de brand names. The company sells its Tupperware products directly to distributors, directors, managers, and dealers; and beauty products primarily through consultants and directors. As of December 26, 2009, the Tupperware distribution system had approximately 1,800 distributors, 61,300 managers, and 1.3 million dealers; and the sales force representing the Beauty businesses approximately 1.1 million. The company was formerly known as Tupperware Corporation and changed its name to Tupperware Brands Corporation in December 2005. The company was founded in 1996 and is headquartered in Orlando, Florida.

Advisors' Opinion:
  • [By James Brumley]

    CSCO stock might be one of the market’s dark-horse stories of 2014; the dividend yield is the icing on the cake.

    Dividend Stocks to Buy: Tupperware Brands (TUP)

    Dividend Yield: 3.2%

  • [By Eric Volkman]

    Tupperware Brands (NYSE: TUP  ) is reaching into its corporate bowl for a fresh payout to shareholders. The company has declared a quarterly dividend of $0.62 per share. This will be paid on July 8 to stockholders of record as of June 19. That amount matches the firm's previous distribution, which was paid in early April. Prior to that, Tupperware Brands was rather less generous, handing out $0.36 per share.

  • [By Brian Pacampara]

    Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, household products company Tupperware Brands (NYSE: TUP  ) has earned a coveted five-star ranking.

  • [By John Kell]

    Among the companies with shares expected to actively trade in Wednesday’s session are Dow Chemical Co.(DOW), Tupperware Brands Corp.(TUP) and Yahoo Inc.(YHOO)

10 Best Valued Stocks To Own For 2015: Caterpillar Inc.(CAT)

Caterpillar Inc. manufactures and sells construction and mining equipment, diesel and natural gas engines, industrial gas turbines, and diesel-electric locomotives worldwide. It operates through three lines of businesses: Machinery, Engines, and Financial Products. The Machinery business offers construction, mining, and forestry machinery, including track and wheel tractors, track and wheel loaders, pipelayers, motor graders, wheel tractor-scrapers, track and wheel excavators, backhoe loaders, log skidders, log loaders, off-highway trucks, articulated trucks, paving products, skid steer loaders, underground mining equipment, tunnel boring equipment, and related parts. It also manufactures diesel-electric locomotives; and manufactures and services rail-related products and logistics services for other companies. The Engines business provides diesel, heavy fuel, and natural gas reciprocating engines for Caterpillar machinery, electric power generation systems, marine, petrol eum, construction, industrial, agricultural, and other applications. It offers industrial turbines and turbine-related services for oil and gas, and power generation applications. This business also remanufactures Caterpillar engines, machines, and engine components; and offers remanufacturing services for other companies. The Financial Products business provides retail and wholesale financing alternatives for Caterpillar machinery and engines, solar gas turbines, and other equipment and marine vessels, as well as offers loans and various forms of insurance to customers and dealers. It also offers financing for vehicles, power generation facilities, and marine vessels. The company markets its products directly, as well as through its distribution centers, dealers, and distributors. It was formerly known as Caterpillar Tractor Co. and changed its name to Caterpillar Inc. in 1986. Caterpillar Inc. was founded in 1925 and is headquartered in Peoria, Illinois.

Advisors' Opinion:
  • [By Ben Levisohn]

    Christmas is here, which means that the traders aren’t. But stocks are still hitting new highs–if barely–as Caterpillar (CAT), Exxon Mobil (XOM), Tenet Healthcare (THC), Cliffs Natural Resources (CLF) and US Steel (X) rise.

  • [By Dan Caplinger]

    Finally, Caterpillar (NYSE: CAT  ) rounded out the list of declining Dow stocks, falling 0.6%. The dollar's persistent strength spells trouble for the company's international sales, as the currency's strength make Caterpillar's exports more costly in local currency terms. With competitors from Japan and elsewhere gaining a competitive advantage, Caterpillar will have to work that much harder in an already-challenging environment of slowing economic growth and weak commodity prices.

  • [By Dan Carroll]

    Finally, Caterpillar (NYSE: CAT  ) shares have fallen 1.9% today, putting it near the bottom of the index as well. This company's earnings also disappointed investors, and the international slowdown in Europe, China, and other leading economies has crippled Caterpillar's outlook. While there are signs of hope for the firm in the U.S. housing rebound, until China's economy picks up steam from its current lackluster growth -- or until some other economic mover and shaker fills the void -- Caterpillar will continue to feel the pressure.

  • [By Alex Planes]

    Founded in 1925, Caterpillar (NYSE: CAT  ) is the world's largest manufacturer of construction and mining equipment, and ranked among the top 50 Fortune 500 companies in the U.S. for 2012. Caterpillar is also a component of both the Dow. Headquartered in Peoria, Ill., Caterpillar traces its roots from the merger of the Holt Manufacturing Company and the C.L. Best Tractor Company. The company has grown through a number of acquisitions over the past decade, including Shin Caterpillar Mitsubishi in 2008, Caterpillar Xuzhou and MWM Holding in 2010 and Bucyrus International in 2011. Caterpillar heavy machinery is as common at construction and excavation sites as Boeing's jets are at airports, which makes this a classic battle of land versus air.

Thursday, June 19, 2014

Wal-Mart slashes iPhone prices

walmart phone sales 2 NEW YORK (CNNMoney) Attention Wal-Mart shoppers: Smartphone prices are coming down.

Wal-Mart announced price cuts Wednesday on the Samsung Galaxy S4, as well as for Apple's 16-gigabyte iPhone 5s and 5c, for customers signing two-year contracts with AT&T (T, Fortune 500) and Verizon (VZ, Fortune 500).

A Galaxy S4 with a two-year contract is now $49, down from $99. The 16-gigabyte 5s is dropping from $145 to $119, while the 5c is now $29, down from $45. In addition, customers who purchase any Samsung phone with a two-year contract between March 9 and March 22 will receive a free $50 Wal-Mart gift card.

5 Best Safest Stocks To Buy For 2015

The move will likely fuel speculation that Apple (AAPL, Fortune 500) is planning a new iPhone release for this spring, rather than its usual fall launch. Retailers often slash prices to clear out inventory ahead of a new product launch.

Samsung unveiled the new Galaxy S5, successor to the S4, last week. The phone will hit stores in April.

Samsung's new products in 90 seconds   Samsung's new products in 90 seconds

Best Buy (BBY, Fortune 500) is also offering sales on smartphones with two-year contracts. It's selling the S4 for $50, the 5s for $150 and the 5c for $50.

The sales may simply indicate that the smartphone market is approaching saturation, which makes it harder for new products to replicate the success of previous offerings.

As of January, 90% of American adults had cell phones, and 58% had smartphones, according to the Pew Research Center.

The adoption! of smartphones is expected to taper off in late 2015, according to Asymco industry analyst Horace Dediu. To top of page

Best Chemical Stocks To Watch For 2015

Best Chemical Stocks To Watch For 2015: National Oxygen Ltd (NOL)

National Oxygen Limited (NOL) is an India-based company, which is a producer and supplier of industrial gases both in liquid and gaseous forms to industries and hospitals. Its products include oxygen, nitrogen and acetylene. The Company operates in two segments: Industrial Gases, which is engaged in the manufacture of industrial gases, and Windmill, which is engaged in the generation of windmill energy. During the fiscal year ended March 31, 2012 (fiscal 2012), the Company produced 51,07,981 cubic meters of oxygen, 52,138 cubic meters of dissolved acetylene, 30,69,610 cubic meters of nitrogen and 26,86,762 kilowatt hours of windmill energy. It has two industrial gas plants in Tamil Nadu and Pondicherry, and one windmill in Maharashtra. During fiscal 2012, NOL had an installed capacity to produce 2,50,00,000 cubic meters of oxygen, 2,00,000 cubic meters of dissolved acetylene and 44,00,000 kilowatt hours of windmill energy. Advisors' Opinion:
  • [By John Emerson]

    Another huge benefit which was imbedded in the value of RTEC was the tens of millions of net operating losses (NOL) that the company had accrued as a result of the massive accrual losses it would sustain during the credit crisis. These benefits were not reflected on the balance sheet but they would translate into tens of millions of dollars in income tax savings when the company eventually returned to profitability.

  • source from Top Penny Stocks For 2015:

FedEx: Better Growth, Bigger Dividend a Good Reason to Buy

FedEx (FDX) wowed the market with its earnings and guidance yesterday. The results were so good, in fact, that the folks at RBC Capital Markets upgraded FedEx’s shares to Buy all the way from Underperform.

Getty Images

RBC’s John Barnes and team list three reasons for the upgrade:

1. Based on management's tone over the past few months, we believe FedEx will be successful in re-engineering its profit improvement plan to extract a greater level of costs from the network. This change in strategy gives us greater confidence in the company's ability to deliver the bulk of its profit improvement targets and ultimately significant earnings growth over a multi-year timeframe.

Hot Cheapest Companies To Watch In Right Now

2. While the growth from Ground and Freight pales in comparison to the expected increase in Express operating income, it is important to note that both divisions appear to be on solid footing.

3. The expected profit improvement at Express combined with steady growth from Ground and Freight should drive a significant improvement in FedEx’s free cash flow profile. Based on management's tone and reinforced by recent activity, we expect FedEx to materially increase the return of capital to shareholders through both share buybacks and dividend increases.

Wunderlich’s Nicholas Bender thinks FedEx’s results bode well for Old Dominion (ODFL), Con-way (CNW) and Saia (SAIA):

We expect all less-than-truckload carriers to benefit in 2Q14 from the same trends that carried FedEx Freight to a banner 4Q14. This includes Hold-rated Old Dominion, which will continue to grow at well above market rates, and Buy-rated Con-way, which we believe can leverage a strong 2Q14 to prime the pump on margin enhancement efforts. Our favorite name in the space remains Saia (SAIA-$42.92, Buy), which will once again see accelerating tonnage growth in 2Q14. Though tonnage growth will moderate in  2H14 due to steeper comps, there remains considerable potential for the company to boost yield and continue winning incremental business with new accounts.

Shares of FedEx are little changed at $148.93, while Old Dominion has dipped 0.1% to $63.19, Con-Way has gained 0.4% to $48.93 and Saia has dropped 0.4% to $42.76.

3 Stocks Under $10 Moving Higher

DELAFIELD, Wis. (Stockpickr) -- At Stockpickr, we track daily portfolios of stocks that are the biggest percentage gainers and the biggest percentage losers.

Stocks that are making large moves like these are favorites among short-term traders because they can jump into these names and try to capture some of that massive volatility. Stocks that are making big-percentage moves either up or down are usually in play because their sector is becoming attractive or they have a major fundamental catalyst such as a recent earnings release. Sometimes stocks making big moves have been hit with an analyst upgrade or an analyst downgrade.

>>5 Big Charts to Trade for Gains

Regardless of the reason behind it, when a stock makes a large-percentage move, it is often just the start of a new major trend -- a trend that can lead to huge profits. If you time your trade correctly, combining technical indicators with fundamental trends, discipline and sound money management, you will be well on your way to investment success.

With that in mind, let's take a closer look at a several stocks under $10 that are making large moves to the upside.


WidePoint (WYY) provides technology-based products and solutions to government sector and commercial markets primarily in the U.S. This stock closed up 4.1% to $1.51 in Thursday's trading session.

Thursday's Range: $1.44-$1.54

52-Week Range: $0.45-$1.95

Thursday's Volume: 1.89 million

Three-Month Average Volume: 1.27 million

From a technical perspective, WYY spiked notably higher here right above some near-term support at $1.40 with strong upside volume. This spike is starting to push shares of WYY within range of triggering a big breakout trade. That trade will hit if WYY manages to take out its 50-day moving average of $1.56 to some more key overhead resistance at $1.67 with strong volume.

Traders should now look for long-biased trades in WYY as long as it's trending above key near-term support levels at $1.40 or at $1.35 and then once it sustains a move or close above those breakout levels with volume that hits near or above 1.27 million shares. If that breakout takes hold soon, then WYY will set up to re-test or possibly take out its next major overhead resistance levels at $1.80 to its 52-week high at $1.95. Any high-volume move above $1.95 will then give WYY a chance to trend north of $2.

Quantum Fuel Systems Technologies Worldwide

Quantum Fuel Systems Technologies Worldwide (QTWW) engages in the design, development and production of compressed natural gas storage tanks and packaged fuel systems, and other fuel and propulsion systems for alternative fuel vehicle applications in the U.S. and internationally. This stock closed up 6% to $8.80 a share in Thursday's trading session.

Thursday's Range: $8.25-$8.87

52-Week Range: $1.85-$9.30

Thursday's Volume: 508,000

Three-Month Average Volume: 662,079

From a technical perspective, QTWW ripped sharply higher here right off its 50-day moving average of $8.02 with decent upside volume. This spike higher on Thursday is quickly pushing shares of QTWW within range of triggering a big breakout trade. That trade will hit if QTWW manages to take out some key near-term overhead resistance levels at $9.24 to its 52-week high at $9.30 with high volume.

Traders should now look for long-biased trades in QTWW as long as it's trending its 50-day moving average at $8.02 and then once it sustains a move or close above those breakout levels with volume that hits near or above 662,079 shares. If that breakout materializes soon, then QTWW will set up to enter new 52-week-high territory, which is bullish technical price action. Some possible upside targets off that breakout are $11 to $12.


TearLabs (TEAR) operates as an ophthalmic device company. This stock closed up 4.1% to $7.74 a share in Thursday's trading session.

Thursday's Range: $7.37-$7.83

52-Week Range: $5.50-$15.18

Thursday's Volume: 310,000

Three-Month Average Volume: 461,710

From a technical perspective, TEAR spiked sharply higher here right above some near-term support at $7 with decent upside volume. This stock has been uptrending strong for the last month, with shares moving higher from its low of $6 to its recent high of $8.14. During that uptrend, shares of TEAR have been making mostly higher lows and higher highs, which is bullish technical price action. This spike on Thursday is quickly pushing shares of TEAR within range of triggering a near-term breakout trade. That trade will hit if TEAR manages to take out its 50-day moving average of $8.10 to some more near-term overhead resistance at $8.14 with high volume.

Traders should now look for long-biased trades in TEAR as long as it's trending above Thursday's low of $7.37 or above $7 and then once it sustains a move or close above those breakout levels with volume that hits near or above 461,710 shares. If that breakout kicks off soon, then TEAR will set up to re-test or possibly take out its next major overhead resistance levels at $9 to $10, or even its 200-day moving average at $10.47.

To see more stocks that are making notable moves higher, check out the Stocks Under $10 Moving Higher portfolio on Stockpickr.

-- Written by Roberto Pedone in Delafield, Wis.


>>4 Big-Volume Stocks to Trade for Breakouts

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>>5 Monster Momentum Stocks to Trade

Follow Stockpickr on Twitter and become a fan on Facebook.

At the time of publication, author had no positions in stocks mentioned.

Roberto Pedone, based out of Delafield, Wis., is an independent trader who focuses on technical analysis for small- and large-cap stocks, options, futures, commodities and currencies. Roberto studied international business at the Milwaukee School of Engineering, and he spent a year overseas studying business in Lubeck, Germany. His work has appeared on financial outlets including and

You can follow Pedone on Twitter at or @zerosum24.

Wednesday, June 18, 2014

Retirees suffer as 401(k) rollover boom enriches brokers

rollover, 401(k), ira, individual retirement account, brokers, royal alliance, att

Kathleen Tarr says AT&T Inc. (T) employees looked to her as “their de facto 401(k) expert.” Visiting their homes and offices, she advised them on their retirement plans as they called up balances on computer screens.

Actually, Ms. Tarr worked for Royal Alliance Associates, a brokerage firm owned by insurer American International Group Inc. (AIG) She encouraged hundreds of departing AT&T employees to roll over their retirement money into the kind of risky high-commission investments that Wall Street's self-regulatory agency warns against on its website.

Ms. Tarr and her business partner reaped hundreds of thousands of dollars a year in commissions and trips to the Bahamas and Florida resorts. Not all of her clients fared as well, and 37 of them have filed complaints against her, according to Financial Industry Regulatory Authority records reviewed by Bloomberg News. Ms. Tarr and Royal Alliance say the investment choices were appropriate.

“It's scary,” said Maria Lew, a former AT&T administrative assistant and Tarr client whose account balance has fallen to $100,000 from $390,000. She fears she will lose her home, and her kitchen ceiling has a gaping hole because of a leak that will strain her budget to fix. “There are days when I go to sleep and I can't stop thinking about it.”

The complaints against Ms. Tarr and other brokers illustrate the underside of America's retirement rollover boom. Former employees shifted $321 billion from 401(k)-style plans to individual retirement accounts in 2012, up about 60% in a decade, according to Cerulli Associates, a Boston-based consulting and research firm. As a result, IRAs hold $6.5 trillion, more than the $5.9 trillion in 401(k)-style accounts.

A three-month Bloomberg investigation found that former employees at major companies such as Palo Alto, Calif.-based Hewlett-Packard (HPQ) Co. and United Parcel Service Inc., as well as AT&T, have complained that sales representatives lured them into rolling over their 401(k) nest eggs into unsuitable IRA investments. The investigation was based on interviews with retirees and brokers, confidential arbitration records and other documents.


While retirees can generally leave their savings in 401(k) plans, financial firms entice them with cold calls, Internet ads, storefront signs and cash incentives to switch to IRAs. They tout the advantage of the IRA's wide variety of investment choices over the typical 401(k) plan's limited menu.

Yet that appeal can also be a pitfall for retirees offered expensive and high-risk investments. IRAs often charge higher fees than those associated with 401(k) plans, giving brokers an incentive to promote rollovers.

“You're going into the wild, wild west when you take your money out of a 401(k) and put it into an IRA,” said Karen Friedman, executive vice president and policy director of the Pension Rights Center, a Washington-based group representing retirees.

Ms. ! Tarr's clients paid higher fees in their brokerage accounts than they would have in their AT&T plan. There's no way of knowing exactly how they would have fared if they had left their savings behind. Employees in 401(k) plans, including AT&T's, also faced losses during the 2008 financial crisis, though the market has since rebounded to reach new highs.

Ms. Tarr, who left Royal Alliance in 2010, stands by her advice, saying the investments held up well in a difficult market. She said she didn't even know about the commissions each investment paid and wanted to do what was best for her clients.

In a more than two-hour interview, Ms. Tarr said she often tried to talk customers out of rolling over their pensions, but that many were eager to have the lump sum to generate higher returns and leave money to their children. She always made clear that she worked for Royal Alliance, not AT&T, she said.

“I am forever besmirched, and that is really hard for me,” said Ms. Tarr, fighting back tears. “I am a minister's daughter and granddaughter. If anyone thinks I would do anything illegal, immoral or unethical, that hurts me where I live.”

Ms. Tarr's strategy of focusing on one big company isn't unusual. A broker for another AIG unit, FSC Securities Corp., cold-called employees of UPS (UPS), the world's largest package-delivery company, in the area around its headquarters in Atlanta, according to a June 2013 complaint. Nine customers, including six UPS employees, lost more than $1 million when broker Brian G. Brown rolled over their retirement money into high-risk investments, including oil and gas private placements, they said.


AIG, based in New York, declined to comment on the complaint against FSC. In a filing responding to the allegations, FSC said most of the customers were multi-millionaires “with decades of investing experience” who understood the risks.

Mr. Brown left FSC in 2010 and works for another brokerage company in Atlanta.

The c! omplaint ! “hasn't been arbitrated, and all of it is not true,” he said in a telephone interview.

Federal regulators are targeting rollover abuse. Last year, the Government Accountability Office, Congress's investigative arm, found that a conflict of interest was fueling IRA growth. Financial companies that administer 401(k) plans misled GAO investigators posing as departing employees, telling them they would almost always be better off if they shifted to IRAs that the companies also managed.

The Labor Department has said it will propose rules in January that brokers and other advisers act in clients' best interests during rollovers, a so-called fiduciary standard. Brokers are generally held to the lower standard of selling products that are suitable for their customers, meaning that they don't have to put their clients' interests first as long as they select appropriate investments. In January, the Financial Industry Regulatory Authority Inc., the Wall Street self-policing group, warned members that it would heighten its scrutiny of IRA rollovers.

The Securities Industry and Financial Markets Association, which represents brokers, banks and money managers, opposes stricter regulation. It would hurt commission-based brokers, limiting consumer choice, according to the group. Disclosure rules are already sufficient to protect customers, said Ira Hammerman, the association's executive vice president and general counsel.

“Let the customer decide,” Mr. Hammerman said.

Bank of America Corp (BAC).s' Merrill Lynch and E*Trade (ETFC) Financial Corp. offer as much as $600 up front to anyone who rolls over a 401(k) into an IRA.

“If someone offers you $600 to roll over your IRA, you can be sure you are going to be paying a lot more additional expenses later,” said Mercer Bullard, an associate professor at the University of Mississippi Law School who heads Fund Democracy, an advocacy group for mutual-fund shareholders.


Kristen Georgian, a Bank of Amer! ica spoke! swoman, said such incentives are “commonplace for many leading brokerage firms.” The company informs clients about their options, “including keeping their assets in place,” she said.

“We believe strongly in rollovers,” said Mike Loewengart, E*Trade's director of investment strategy. Clients benefit from more transparent fees and broader investment options in an IRA with E*Trade, he said.

In a 401(k), an employee sets aside money — often with a company match — in a menu of mutual funds, which aren't taxed until withdrawal and, in some cases, at all.

Once workers exit a company, they generally can leave the money behind, roll it over into an IRA, transfer it to another 401(k) or cash out and suffer a huge tax hit. In a rollover, customers set up IRAs with financial companies, preserving their tax deferral.

Though 401(k)s offer fewer choices than IRAs, large companies such as AT&T negotiate for institutional discounts on the funds they select. As a result, 401(k) participants paid less than half the average 1.4% annual expenses charged to all U.S. stock mutual-fund investors, according to a 2013 study from the Investment Company Institute, a Washington-based mutual-fund industry trade group.

Still, almost 18 million U.S. households hold IRAs that include rollover money, estimated a recent report from the Investment Company Institute.

After he lost his job in 2009, Manuel Gonzalez Martinez, a mechanical engineer for Hewlett-Packard in Puerto Rico, rolled over $150,000 from a 401(k) and a lump-sum pension payment to an IRA with UBS AG (UBS), the Swiss financial-services company.

His broker, Luis Roberto Fernandez Diaz, recommended Puerto Rico municipal bond funds with a 3% upfront sales fee and 1% annual expenses, according to his arbitration complaint with Finra, which lists 17 customer disputes against Mr. Fernandez from 2009 through 2014. Six of them have been settled.

Financial advisers generally frown on investing an IRA in municipal bonds ! because t! heir main advantage is tax avoidance, something that is already a feature of an IRA. Worse, the bonds plunged in value because of the deteriorating finances of Puerto Rico and are now worth only $90,000, Gonzalez said.

“I am stuck with the bonds,” said Mr. Gonzalez, 51. “They are a just a number on paper.”

UBS doesn't comment on individual arbitration cases, said spokesman Gregg Rosenberg. In a filing responding to the allegations, UBS said Mr. Gonzalez “invested very profitably in the funds” for years before the municipal bond market deteriorated.

Mr. Fernandez now works as a broker for Popular Securities. Teruca Rullan, a spokeswoman for Popular Inc., the parent company, said he would not be available for comment.


At the time of leaving a longtime employer, workers are often confused and vulnerable to unsound financial advice. In 2010, Albert Grathwol stopped by a hotel to attend a seminar organized by Raymond J. Lucia Sr., a radio personality who also ran an investment firm. Mr. Grathwol was about to retire as a structural engineer for Aecom Technology (ACM) Corp., a Los Angeles-based engineering design company.

Signing up with Mr. Lucia's firm, Mr. Grathwol and his wife, Sandra, a former schoolteacher, invested $300,000 of retirement savings into non-traded real estate investment trusts. These REITs, which invest in property such as apartments and shopping centers, aren't traded on a public exchange, which means they can't easily be sold.

An alert on the Finra website warns that non-traded REITs are hard to cash in, may not be a diversified real estate investment and that commissions and other expenses can be as much as 15%.

Mr. Grathwol said his REITs' value fell by $100,000. “We were depending on it as our life's savings,” said Mr. Grathwol, 69.

The couple has filed an arbitration claim against San Diego-based First Allied Securities Inc., which acted as broker for Lucia's firm.

In 2013, the Securities and Excha! nge Commi! ssion's enforcement division moved to bar Mr. Lucia from the industry for allegedly misleading investors about the historical performance of the strategy he was promoting. Mr. Lucia has appealed. Marc Fagel, an attorney for Lucia, declined to comment because Mr. Grathwol's complaint is still in arbitration.

Joseph Kuo, a First Allied spokesman, also said the company doesn't comment on pending arbitration cases, while noting Mr. Lucia is no longer affiliated with the brokerage. In a filing responding to the allegations, First Allied said they were “baseless,” because the REITs were “only one part of a layered investment strategy” and the Grathwols were fully informed of the risks.

Employees at AT&T faced similar quandaries about where to entrust their savings.

Based in Dallas, the telecommunications company, with 246,000 workers, is one of the largest private employers in the U.S. AT&T's 401(k) ranks among the best 15% of U.S. plans in terms of fees, according to BrightScope, a financial information company that rates retirement offerings. AT&T funds, which are available only to employees, charge expenses as low as .01%.

Typically, when employees retire or lose their jobs, they have the option of rolling over their 401(k)s or, in most cases, leaving them behind in the same low-cost investments. At AT&T, they often have another big decision. Along with their 401(k), they can take a pension — a monthly fixed payment for life — or an equivalent lump-sum payment that could amount to hundreds of thousands of dollars a year.

Sensing a business opportunity, broker Richard McCollam, a West Point graduate and former U.S. Army captain with who had worked for insurer MetLife (MET) Inc., began marketing to AT&T employees with 401(k) rollovers and lump-sum pension payments.

Starting in 1994, Mr. McCollam worked for Royal Alliance, part of AIG's Advisor Group, one of the largest networks of independent brokers in the U.S., with about 6,000 representatives. While Mr. McCo! llam hand! led the back office, Kathleen Tarr, who joined him as a broker in 2002, prospected for clients.

“If you are like most AT&T retirees, you probably feel that you are drowning in information that may be confusing and frustrating,” according to marketing material saved by a former customer.

Ms. Tarr had an unusual background for a financial adviser. She has a Ph.D. from the University of California at Berkeley, where she studied invertebrate physiology. She taught briefly at UC-Irvine before quitting to raise three boys. She then went back to work as a private-school teacher and then in finance after her husband lost his job as a biochemist.

Like many at Royal Alliance, Ms. Tarr and Mr. McCollam worked out of their homes, in Contra Costa County, near San Francisco. Ms. Tarr, who had just turned 50 when she teamed up with Mr. McCollam, had an easy manner with soon-to-be retirees. The daughter of an Army chaplain and granddaughter of a Congregational minister and missionary, she would invite clients to hear her sing at a local Episcopal church, where she led the soprano section.

Ms. Tarr won referrals by word-of-mouth, meeting clients both at their homes and, by appointment, at AT&T offices across the San Francisco area.

Mark Siegel, an AT&T spokesman, said the company provides information about benefits, but doesn't endorse specific financial advisers, which aren't affiliated with the company.

Mr. Siegel said the company periodically sends alerts to employees, such as an email from last October, which warned: “You should research the individuals contacting you and their organizations before doing business with them.”


Mr. McCollam said they recommended that clients put 60% to 70% of their money in variable annuities. The balance would end up in non-traded REITs, including Oak Brook, Ill.-based Inland American Real Estate (IARE) Inc. The REITs generated dividends of 6% to 8% a year, providing an alternative to the vagaries of the stock market, Ms. Tarr sa! id.

In ! variable annuities, customers invest in mutual funds within an insurance wrapper, which offers a death benefit, typically providing heirs a minimum payout. Earnings are tax-deferred.

Investing in a variable annuity within an IRA “may not be a good idea” because it provides no additional tax savings over an already tax-advantaged IRA, according to a FINRA alert on its website. The annuities will increase costs, “generating fees and commissions for the broker or salesperson,” FINRA says.

Customers often choose variable annuities because they offer a guaranteed minimum lifetime income, which is assured no matter how their investments perform, said Andrew Simonelli, a spokesman for the Washington-based Insured Retirement Institute, which represents companies that offer annuities.

“While tax deferral is certainly part of the value proposition of annuities, it's not the only reason,” Mr. Simonelli said.

Mr. McCollam said he, Ms. Tarr and Royal Alliance would generally receive a total commission of as much as 6% or 7% of the money that clients invested in variable annuities. The mutual funds they selected would charge customers 2% to 3% a year in fees. Those fees were no higher than those of many mutual funds sold by brokers, Ms. Tarr said.

The brokers and Royal Alliance also received commissions totaling 6% to 7% for selling non-traded REITs, Mr. McCollam said. Typically, Ms. Tarr and Mr. McCollum kept 90% of their commissions, giving 10% to Royal Alliance, Mr. McCollam said.

Over time, the pair signed up as many as 500 customers, most from AT&T, Mr. McCollam said. Overseeing about $90 million in investments, their business generated about $600,000 to $700,000 in annual commissions — and $1 million in its best year, he said. As the founder of the operation, he would keep 90% and Ms. Tarr, 10%, McCollum said. He said they won sales awards, with Royal Alliance sending one or both to resorts in the Bahamas; Boca Raton and Orlando, Florida; Arizona and Texas.Doug Be! al, a $32-an-hour mechanic specializing in air-conditioning and fire detection, heard about Ms. Tarr from his union steward. Ms. Tarr visited Mr. Beal in his shop, where he worked outside San Francisco.

“I wanted something where I wouldn't lose a whole bunch if the market went crazy,” said Mr. Beal, a disabled Vietnam veteran.

When he retired in 2009, Mr. Beal invested $320,000 in variable annuities and REITs, rolled over from his pension and 401(k). He has since lost $60,000 because of a decline in the REITs' value, said Frank Sommers of Sommers & Schwartz in San Francisco, who represents 17 of Ms. Tarr's former clients.


Mr. Beal is deferring his dream of moving up to Spokane, Wash., where he hopes to set up a shop to tinker with motorcycles and old cars, including a 1926 Model T Ford in his garage.

“It's making it a little harder to pay bills,” said Mr. Beal, 67, who also receives disability payments related to military service. “Thank God for my VA pension.”

Ms. Tarr cultivated some employees for years, such as Mae Holloway, who started her 40-year career at AT&T as a telephone operator and ended up overseeing maintenance in Oakland. Ms. Tarr would stop by Ms. Holloway's desk, encouraging her to come up with a budget for her retirement.

In 2008, Ms. Holloway, then making $69,000 a year, decided it was time to leave. She was 62 and figured she needed her investments to generate $3,000 a month. So, hoping she could have money left for her children after she died, she turned down the guaranteed $2,500 a month pension and took a $600,000 lump sum payment from her pension and 401(k). She rolled it over into an IRA, invested in variable annuities and REITs.

“If I do this, can you guarantee I won't go broke before I leave this world?” ms. Holloway remembered asking Ms. Tarr. “And she said yes. I told her no high risk. I didn't want to be aggressive.”

Ms. Tarr said she would have never made that kind of statement.

&#! 8220;I us! ed to call it the G-word,” she said. “I could never guarantee anything. That is the first rule of investing.”

Ms. Holloway lost about $90,000 because of the reduced value of her REITs, according to Mr. Sommers, her attorney.

“I'm losing sleep over it,” Ms. Holloway said. “I should have just left it. I wanted to leave money for my kids.”

Ms. Lew, the former administrative assistant with the hole in her kitchen ceiling, has a more immediate worry: paying her mortgage. An immigrant from Central America, she retired from AT&T in 2003 with an IRA set up by Ms. Tarr. Afterwards, they often discussed investments over coffee at Ms. Lew's kitchen table, as her prized green parrot squawked in a cage with a sweeping view of the parched hills surrounding San Francisco.

Ms. Lew started her withdrawals at $2,000 a month, then bumped them to $2,500. Ms. Lew said Ms. Tarr blessed the move — something Ms. Tarr disputes, saying she had warned against it.

By 2010, Ms. Lew noticed losses in her account. Her REITs have plunged $145,000, according to Mr. Sommers. To make ends meet, she is caring for neighbors' children. She will run out of money in three or four years, which could force her to sell her house.

“I was old-fashioned like my mom about planning for the future,” said Ms. Lew, 61. “I never thought I'd end my years worrying about money.”


Mr. McCollam said that Ms. Lew, Mr. Beal and Ms. Holloway showed modest gain in their account, when the dividends from REITs are taken into account.

“We feel like we gave as good advice as we could have given,” Mr. McCollam said.

In 2010, Royal Alliance dismissed Ms. Tarr and Mr. McCollam, citing a failure to follow a policy for pre-approval of variable annuities, according to a Finra filing.

“No client was adversely impacted by any omission by either Mr. Mr. McCollam or Ms. Tarr — all transactions were ultimately reviewed and determined appropriate,! 221; Lind! a Malamut, a Royal Alliance spokeswoman, said in a statement. “Further, the termina

Best Long Term Companies To Buy For 2015

Best Long Term Companies To Buy For 2015: Northrim BanCorp Inc(NRIM)

Northrim BanCorp, Inc., through its subsidiaries, which provides a range of banking products and services to businesses, professionals, and individuals in Alaska. Its deposit services include noninterest-bearing checking accounts and interest-bearing time deposits, checking accounts, and savings accounts. The company?s loan portfolio comprises commercial and real estate lending, construction and land development lending, and consumer loans. Northrim BanCorp also offers other customer services, including telebanking, faxed account statements, Internet banking, automated teller services, personalized checks at account opening, overdraft protection from a savings account, extended banking hours, commercial drive-up banking with coin service, automatic transfers and payments, wire transfers, direct payroll deposit, electronic tax payments, automated clearing house origination and receipt, and cash management services. In addition, it provides investment advisory, insurance br okerage, trust, and wealth management services. As of December 31, 2009, the company operated 11 branches, including 7 in Anchorage, 2 in Fairbanks, and 1 each in Eagle River and Wasilla. Northrim BanCorp, Inc. was founded in 1990 and is headquartered in Anchorage, Alaska.

Advisors' Opinion:

    Northrim BanCorp Inc. (NRIM) operates as the bank holding company for Northrim Bank that provides commercial banking products and services to businesses, professionals, and individuals primarily in Alaska. August 16th the company increased its quarterly dividend 13% to $0.17 per share. The dividend is payable Sept. 13 to shareholders of record as of the close of business on Sept. 5, 2013. The yield based on the new payout is 2.8%.

  • source from Top Stocks For 2015:http:/! /

The FOMC Meeting And What Low Rates Really Mean

The Fed can’t keep rates low forever and there is talk that they may raise rates faster than anyone has believed up to now.

The order filler went on to say that most traders in the Eurodollar futures and options don’t think the Fed will raise rates anytime soon but did say he expects to see some type of movement at the end of 2015.Last Friday I had a chance to sit down with a Eurodollar options order filler to get his point of view on rates. I also asked him how it was going in the pits and he said that there was a big pickup in volume last year when there was talk that the Fed might start to move short-term rates higher. Almost a year later nothing has changed.

7 Years Later

Interest rates have always been a big part of the futures markets but over the last 7 years both the options and futures volume have fallen off a cliff.

What used to be the one of the biggest volume pits on the floor has been hurt by the Fed’s zero-rate policy. Long before the CME bought the Board of Trade the bond pit had already gone from 600 in the pit down to 20. The Eurodollar futures and options that used to have over 2,500 people is down to 150 to 200. As the volume disappeared so did the traders.

Free Money

Cheap rates has been the main driver of the stock market. With little or no return on interest rate products the public has had no place to go but stocks. This has worked well for those that stuck with the buy and hold but those who waited for a correction have been left on the sidelines.

With no 10% correction in almost 3 years and the S&P trading above 1900 and the Dow nearing 17000, many are wondering if this is just a runaway train or a real sign of confidence in the economy. The answer is, it’s some of both.

There are good reasons for optimism: 9 million new jobs created, a return to the pre-crisis unemployment rate, 7.5 million newly enrolled in health insurance plans, an end to the $10 billion a month war in Iraq. But with inequality worse than that of the Great Depression, the middle class is wondering just who this recovery is really helping.

This lack of trust goes to the heart of what credit means and does for an economy; it’s an expression of our faith in ourselves and each other. The Fed is keeping rates low in hopes that banks will start investing in entrepreneurs, in infrastructure, in things that make societies grow.

If the massive stockpiles of cash that companies have raised in this stock boom, combined with cheap credit, can be invested in the things that will make a bright and secure future for everyone, not just a few, the Fed’s strategy will have turned the financial crisis into a great opportunity.

The Asian markets closed mostly higher and in Europe 8 of 12 markets are trading modestly higher. This week’s economic schedule starts with the first day of the FOMC two-day meeting, Consumer Price Index, Housing Starts, Redbook and earnings from Bob Evans Farms (NASDAQ: BOBE), Adobe Systems (NASDAQ: ADBE), Yingli Green Energy (NYSE: YGE) and La-Z-Boy (NYSE: LZB).

Our View: Mutual Fund Monday’s return has not been kind to Turnaround Tuesday, which used to be the most winning day of the week. Turnaround Tuesday has closed higher 4 out of the last 6 weeks.

While we maintain a bullish bias we also know you have to be on guard for the headline algos, which take the media hype you see in “Breaking News: Crisis in Iraq” graphics and turn it into short sales based on how fast the words “Iraq” and “crisis” start trending on Google and Twitter.

Our view is to sell the early rally and buy weakness, if the ESU14 can get back above 1933-1934 we think it could trade up to 1938-1940.

As always, please make sure to use protective stops when trading futures…

In Asia, 7 of 11 markets closed higher : Shanghai Comp. -0.92% , Hang Seng -0.42%, Nikkei +0.29%. In Europe, 8 of 12 markets are trading higher : DAX +0.15% , FTSE +0.04 % Morning headline: “S&P 500 Index Seen Higher Ahead If Housing Data ” Fair Value: S&P -8.11, NASDAQ -8.00, Dow Jones -79.96 Total volume: 6k ESU and 1.73k SPU traded Economic calendar: FOMC meeting begins, Consumer Price Index, Housing Starts, Redbook and earnings from Bob Evans Farms (NASDAQ: BOBE), Adobe Systems (NASDAQ: ADBE), Yingli Green Energy (NYSE: YGE) and La-Z-Boy (NYSE: LZB). E-mini S&P 5001941.50+5.00 - +0.26% Crude102.15+0.02 - +0.02% Shanghai Composite0.00N/A - N/A Hang Seng23203.59-97.08 - -0.42% Nikkei 22514975.97+42.68 - +0.29% DAX9920.32+36.34 - +0.37% FTSE 1006766.77+12.13 - +0.18% Euro1.3541

The following article is from one of our external contributors. It does not represent the opinion of Benzinga and has not been edited.

Posted-In: Futures Intraday Update Markets

  Most Popular Why Tesla Is Up Over 8% Tesla Stock Gains On Patent Sharing News - Analyst Blog Google Glass Rapidly Gaining Traction With Physicians Wall Street Comfortable With Covidien Buy; Some See Move By Johnson & Johnson Trulia Rumored To Acquire Move 4 Top Restaurant Stocks For The Rest Of 2014 Related Articles (ADBE + BOBE) Adobe Shoots Higher On Q2 Report, Guidance Market Wrap For June 17: Markets Higher Ahead Of Fed Decision UPDATE: Sandell Issues Release Commenting on Bob Evans Decision to Postpone Earnings The FOMC Meeting And What Low Rates Really Mean Adobe Systems Q2 2014 Earnings Preview #PreMarket Primer: Tuesday, June 17: US Considering Air Strikes In Iraq

Tuesday, June 17, 2014

5 Stocks With Prime Cash Flow — YONG ZA GURE CHA CGA

RSS Logo Portfolio Grader Popular Posts: 10 Best “Strong Buy” Stocks — GMK GAME DAL and moreBiggest Movers in Energy Stocks Now – CHK KOG CLD PXDHottest Technology Stocks Now – SYNA INFY GTAT GME Recent Posts: Hottest Financial Stocks Now – AGO SCHW HRG ISBC Hottest Healthcare Stocks Now – EW HZNP PBYI SLXP Hottest Technology Stocks Now – ATHN MDSO FDS SUNE View All Posts 5 Stocks With Prime Cash Flow — YONG ZA GURE CHA CGA

This week, these five stocks have the best ratings in Cash Flow, one of the eight Fundamental Categories on Portfolio Grader.

Yongye International, Inc. () engages in the research, development, manufacture, and sale of fulvic acid based crop and animal nutrient products for the agriculture and stock farming industry in the People's Republic of China. YONG also gets A’s in Earnings Growth, Earnings Momentum, Equity, Operating Margin Growth and Sales Growth. The stock has a trailing PE Ratio of 2.10. .

Zuoan Fashion () designs, manufactures and markets casual men’s clothing. ZA also gets A’s in Earnings Growth, Equity and Sales Growth. The stock currently has a trailing PE Ratio of 1.70. .

Gulf Resources, Inc. () manufactures chemical products for use in oil and gas field explorations, oil and gas distribution, oil field drilling, wastewater processing, papermaking chemical agents, and inorganic chemical. GURE also gets A’s in Earnings Growth and Sales Growth. The stock’s current trailing PE Ratio is 3.20. .

China Telecom Corp. Ltd. Sponsored ADR Class H () is an integrated information service provider that offers telecommunications services, including wireline voice services, mobile voice services, and Internet access services. .

Top Gas Utility Stocks To Watch For 2015

China Green Agriculture, Inc. () engages in the research, development, production, and sale of various types of fertilizers and agricultural products in the People's Republic of China. CGA also gets A’s in Equity and Sales Growth. The stock has a trailing PE Ratio of 1.90. .

Louis Navellier’s proprietary Portfolio Grader stock ranking system assesses roughly 5,000 companies every week based on a number of fundamental and quantitative measures. Stocks are given a letter grade based on their results — with A being “strong buy,” and F being “strong sell.” Explore the tool here.

Best Quality Stocks To Invest In 2015

Best Quality Stocks To Invest In 2015: Corporate Executive Board Co (CEB)

Corporate Executive Board Company (CEB), incorporated on September 11, 1997, is an advisory company that equips senior executives and their teams with actionable solutions to drive corporate performance. The Company operates in two segments: SHL Group Holdings I and its subsidiaries (SHL) and CEB. The CEB segment includes its membership programs for senior executives and their teams to drive corporate performance by identifying and building on the practices of companies. The SHL segment provides cloud-based solutions for talent assessment and talent mobility, as well as professional services to support those solutions. Personnel Decisions Research Institutes, Inc. (PDRI) is included in the CEB segment. PDRI provides customized personnel assessment tools and services to various agencies of the United States government. In February 2012, it acquired Valtera, Inc. In August 2012, it acquired SHL Group Holdings I. In February 2014, Corporate Executive Board Co acquired Talent Neuron, a provider of market intelligence technology.

The Company delivers its products and services to a global customer base primarily through two relationship models: an annual, fixed-fee subscription for membership programs and engagement-based fees for assessment services, development curriculum, customized analytics reports, and best practice implementation. It spans more than 100 countries, 10,000 individual organizations, and 225,000 business professionals. Its membership programs deliver research and advisory services that align with executive leadership roles and enable members to focus efforts to address emerging and recurring business challenges.

The Company serves executives and professionals in corporate functions at corporate and middle market institutions in more than 100 countries. The corporate functions, which it consi! ders its primary end market includes human resources, finance, legal and compliance, sales and marketing, and te chnology. It also serves operational leaders in the global f! inancial services industry and United Sates government. For both the financial services industry and the United States government, it delivers a product and service portfolio of practices, operational insights, analytical tools, and peer collaboration designed to drive executive decision making.

The Company helps senior executives and their teams drive corporate performance by equipping them with the actionable insights, analytic tools, and advisory support they need to improve performance. It sells a combination of resources to address business challenges, such as best practices and decision support, talent management and measurement, and management tools and solutions. It helps its members set direction for their team, function, and company by providing performance insights, benchmarks, and best practices. It also provides members with networking opportunities, including through online peer discussion groups, on-request advice, feedback, and other peer intera ction at both in-person and virtual events. It helps organizations select, engage, and align their organizational talent against corporate objectives. The Company's assessment and development solutions help companies identify and manage talent investments. Its talent management and measurement products generally are implemented into pre-hire and post-hire assessments. The offerings include cognitive ability assessments, skills and/or knowledge assessments, personality questionnaires, and job/role simulations.

The Company helps organizations secure performance gains through consulting and technology. It delivers a suite of professional services, including best practice implementation, survey and diagnostic tools, and executive education. It offers targeted survey and diagnostic technology to aid executives in assessing the performance of their ! functions! , processes, and teams. It provides additional implementation support to executives seeking to improve their f unctional performance. For executives seeking to enhance ski! ll develo! pment for themselves or their staff members, it delivers an executive education curriculum supported by e-learning resources. The curriculum may include skills diagnostic reports, learning portal access, classroom-based development sessions, Webinars, and virtual office hours with faculty.

Advisors' Opinion:
  • [By Seth Jayson]

    Corporate Executive Board (NYSE: CEB  ) reported earnings on May 1. Here are the numbers you need to know.

    The 10-second takeaway
    For the quarter ended March 31 (Q1), Corporate Executive Board missed slightly on revenues and beat expectations on earnings per share.

  • [By Rich Duprey]

    Corporate advisory specialist Corporate Executive Board  (NYSE: CEB  )  announced yesterday its second-quarter dividend of $0.225 per share, the same rate it paid last quarter after it raised the payout 29% from $0.175 per share.

  • source from Top Stocks For 2015:

Southwest Airlines: ‘Best Positioned to Benefit’ from Airline Fears

Stifel’s Joseph DeNardi explains why he upgraded shares of Southwest Airlines (LUV) to Buy from Hold:

We believe the recent pullback in airline share prices offers an attractive entry point as we expect the focus to shift away from the negative data points of Lufthansa and Iraq towards the strong performance airlines are likely to report over the next few quarters. Out of the companies we cover that are Hold rated, we view Southwest as best positioned to benefit from this dynamic given that (1) it has the highest exposure to the strong domestic pricing environment and (2) no direct risk related to the revenue uncertainty associated with the Pacific and Atlantic markets. As a result, we are upgrading shares to a Buy rating and a $30 target price which is based on shares trading at roughly 15x our 2015 EPS estimate or 7x on an EV/EBITDAR (FY2) basis.

Southwest now joins United Continental (UAL), American Airlines (AAL) and Delta Air Lines (DAL), among others, as Buy-rated carriers at Stifel.

Shares of Southwest Airlines have gained 1.6% to $26.52 at 11:39 a.m. today, while   United Continental has risen 0.7% to $42.84, American Airlines has advanced 1.5% to $41.67 and Delta Air Lines is up 1.3% to $39.35.

Monday, June 16, 2014

Job openings fall in December from 5-year high

WASHINGTON — U.S. employers posted fewer job openings in December and hiring slowed, adding to evidence that the job market weakened that month.

Still, the number of available jobs remained near a 5½-year high. The Labor Department said Tuesday that job openings slipped 1 percent to 3.99 million in December, from 4.03 million in the previous month. November's total was the first time that available jobs had topped 4 million since March 2008.

Total hiring fell to 4.4 million from 4.5 million in November, according to Tuesday's report. While job openings are mostly back to pre-recession levels, hiring is below the roughly 5 million a month that's typical for a healthy market.

STOCKS TUESDAY: How markets are doing

Job gains slowed in January for the second straight month, according to last week's monthly employment report. That has raised concerns that the economy's momentum has stalled after healthy growth at the end of last year. January's report showed that employers added just 113,000 jobs, up from December's scant 75,000. Both months were far below average gains of 194,000 a month last year.

Most economists have partly blamed unseasonably cold weather for the slowdown. But there were also some positive signs in last week's figures. The unemployment rate fell to 6.6 percent from 6.7 percent.

The January employment report showed net job gains, which is the number of people hired minus those who were laid off, quit or retired.

Tuesday's report, known as the Job Openings and Labor Turnover survey, provides more details. It shows the overall number of people hired each month, rather than just the net gain.

Total hiring in December was the weakest in six months, according to the JOLTS report.

It's getting a little easier to find a job, though the market remains competitive. There were 2.6 unemployed people, on average, for each available job in December. That's much better than the 6.7 unemployed for each job in July 2009, one month after the recessio! n ended.

But the ratio is roughly 2 to 1 in a healthy economy.

Many big stocks already in 10% correction

Investors worried about a correction might be surprised to learn it's already here for a big chunk of their portfolios.

More than half the stocks in the Standard & Poor's 500 — 269 — are already down 10% or more from their recent highs, which is the unofficial definition of a correction. Some stocks, including ADT, Coach and Mattel are already in deep correction territory, falling roughly 25% or more from their highest levels in a year.

Seeing such a massive swath of stocks fall 10% or more is a reminder that while a few outperformers are helping support the broad market, the destruction is already wreaking havoc on many stocks. The S&P is down roughly 5% from its recent high, and investors are wondering if there's more pain ahead or if the market will regain its swagger, now that corporate profits are coming in better than expected.

EARNINGS: Corporate profit growth has best showing in a year

"We've gone a long time without a correction," says Karl Mills of Jurika Mills & Keifer. "We were way overdue." The fact individual stocks are blazing the low trail into correction territory is getting investors' attention, due to:

• The rapid deflation. The relative stability of the broad market has masked what is a significant correction beneath the surface, says David Sowerby of Loomis Sayles. Stocks in the S&P 500 are, on average, already down 12% from their 52-week highs, he says. The rapid decline is a shock to investors wondering what they'll do if there's a correction, but who already feel as if they're in one, he says. "By the time you recognize there's a correction, it's probably more than halfway over," he says.

• Brutal punishment of select companies. Forget a 10% correction. There's a broad collection of big companies down 20% or more from their 52-week highs, putting them in the category that characterizes a bear market. Already, 57 companies in the S&P 500 are down more than 20%. Raw material and commodity companies, reeling from a slow! down in emerging markets are hurt most. Newmont Mining and Cliffs Natural are down 55% and 49%, respectively.

• Undoing cases of extreme valuations. The beat-down that some individual stocks are taking is to be expected, given that so many rode the market's momentum last year, says Chris Johnson of JK Investment Group. Last year, 450 of the S&P 500 stocks either kept pace with the market or beat it, he says. Given such a large group of outperformers last year, it's natural to expect a large group to suffer on the way down.

Investors, though, shouldn't assume that just because so many stocks are getting hammered means the S&P 500 has to fall 10%, too, Mills says. Buyers usually start to step in and buy stocks when the market is down 7% or 8%, creating support that prevents a full-blown 10% correction. But more bad news can quickly push the market past the 10% barrier, he says.

Top Consumer Service Companies To Own For 2015

With shares of American International Group�(NYSE:AIG) trading around $44, is AIG an OUTPERFORM, WAIT AND SEE, or STAY AWAY? Let�� analyze the stock with the relevant sections of our CHEAT SHEET investing framework:

T = Trends for a Stock’s Movement

AIG is�an international insurance company, serving customers in more than 130 countries. AIG companies serve commercial, institutional, and individual customers through property-casualty networks of any insurer. In addition, AIG companies are providers of life insurance and retirement services. AIG�� segments include Chartis, SunAmerica Financial Group, Aircraft Leasing, and Other Operations. The company suffered greatly during the 2008 Financial Crisis but is now on the road to recovery. Insurance companies will continue to rise to demand as new and exisiting risks continue to be of concern for businesses and consumers worldwide.

NEW! Discover a new stock idea each week for less than the cost of 1 trade. CLICK HERE for your Weekly Stock Cheat Sheets NOW!

T = Technicals on the Stock Chart are Strong

Top Consumer Service Companies To Own For 2015: Ulta Salon Cosmetics and Fragrance Inc (ULTA)

Ulta Salon, Cosmetics & Fragrance, Inc. (Ulta), incorporated on January 9, 1990, is a beauty retailer, which provides one-stop shopping for prestige, mass and salon products and salon services in the United States. During the year ended January 28, 2012 (fiscal 2011), the Company opened 61 new stores. It operates full-service salons in all of its stores. Its Ulta store format includes an open and modern salon area with approximately eight to 10 stations. The entire salon area is approximately 950 square feet with a concierge desk, skin treatment room, semi-private shampoo and hair color processing areas. Each salon is a full-service salon offering hair cuts, hair coloring and permanent texture, with salons also providing facials and waxing.

The Company offers products in the categories, such as cosmetics, which includes products for the face, eyes, cheeks, lips and nails; haircare, which includes shampoos, conditioners, styling products, and hair accessories; salon styling tools, which includes hair dryers, curling irons and flat irons; skincare and bath and body, which includes products for the face, hands and body; fragrance for both men and women; private label, consisting of Ulta branded cosmetics, skincare, bath and body products and haircare, and other, including candles, home fragrance products and other miscellaneous health and beauty products. The Company has combined its three operating segments: retail stores, salon services and e-commerce, into one reportable segment.

The Company competes with Macy��, Nordstrom, Sephora, Bath & Body Works, CVS/pharmacy, Walgreens, Target, Wal-Mart, Regis Corp., Sally Beauty and JCPenney salons.

Advisors' Opinion:
  • [By Amal Singh]

    Some companies in the beauty and personal care segment have one important characteristic -- a recession-proof nature, which is a result of everyone's desire to look beautiful and young. This brings us to Ulta Salon, Cosmetics & Fragrance (NASDAQ: ULTA  ) and Sally Beauty Holdings (NYSE: SBH  ) . Both have performed quite well over the last few years, as shown in the chart below, even during the recession (the gray area being the recession period). Their performance stands in stark contrast to that of�Regis (NYSE: RGS  ) , which has seen its top line drop continuously after peaking in 2008.

Top Consumer Service Companies To Own For 2015: United Natural Foods Inc.(UNFI)

United Natural Foods, Inc., together with its subsidiaries, distributes natural, organic, and specialty foods, as well as non-food products in the United States. It carries approximately 60,000 products, consisting of national brand, regional brand, private label, and master distribution products in 6 product categories: grocery and general merchandise, produce, perishables and frozen foods, nutritional supplements, bulk and food service products, and personal care items. The company serves approximately 17,000 customer locations primarily located across the United States, which include independently owned natural products retailers, supernatural chains, conventional supermarkets, and food service centers. Its other distribution channels include international mass market chains and buying clubs. The company also owns and operates natural products retail stores. As of August 1, 2009, it had 13 natural products retail stores located primarily in Florida. In addition, the com pany engages in the international importing, roasting, packaging, and distribution of nuts, seeds, dried fruits, and snack items. It sells these items in bulk in its own packaged snack lines, EXPRESSnacks, Woodfield Farms, and Woodstock Farms, as well as through private label packaging arrangements. The company was founded in 1978 and is headquartered in Providence, Rhode Island.

Advisors' Opinion:
  • [By Laura Brodbeck]

    Notable earnings releases expected on Monday include:

    United Natural Foods(NASDAQ: UNFI) is expected to report second quarter EPS of $0.56 on revenue of $1.64 billion, compared to last year�� EPS of $0.46 on revenue of $1.45 billion. Urban Outfitters(NASDAQ: URBN) is expected to report fourth quarter EPS of $0.55 on revenue of $928.43 million, compared to last year�� EPS of $0.56 on revenue of $856.83 million. Hill International(NYSE: HIL) is expected to report fourth quarter EPS of $0.01 on revenue of $134.74 million, compared to last year�� loss of $0.04 per share on revenue of $110.77 million.


  • [By Jacob Roche]

    But beyond Whole Foods, there's United Natural Foods (NASDAQ: UNFI  ) , the industry's chief distributor of organic food products. In fact, a third of the company's sales come from Whole Foods, so the two companies' fates are tightly interwoven. United Natural released third-quarter earnings Tuesday and raised its full-year guidance, and there was a bit of good news and a bit of bad news to go around.

10 Best Dividend Stocks To Watch Right Now: Texas Industries Inc (TXI)

Texas Industries, Inc., incorporated on April 19, 1951, is a supplier of construction materials in the southwestern United States. The Company operates in three segments: cement, aggregates and consumer products. Its cement segment produces gray portland cement and specialty cements. The Company�� cement production and distribution facilities are concentrated primarily in Texas and California. Its aggregates segment produces natural aggregates, including sand, gravel and crushed limestone. The Company�� consumer products segment produces ready-mix concrete. It is also a supplier of natural aggregates and ready-mix concrete in Texas and northern Louisiana and in Oklahoma and Arkansas. As of May 31, 2013, the Company had 123 manufacturing facilities in five states.

Cement Segment

The Company produces specialty cements, such as masonry and oil well cements. Its cement production facilities are located at Midlothian, Texas, south of Dallas/Fort Worth, Hunter, Texas, between Austin and San Antonio, and Oro Grande, California, near Los Angeles. It also operates a cement terminal and packaging facility at its Crestmore plant near Riverside, California, and the Company operates its gray portland cement grinding facility on an as needed basis. During the fiscal year ended May 31, 2013 (fiscal 2013), it produced approximately 4.3 million tons of finished cement. The Company shipped approximately 4.4 million tons during fiscal 2013, of which 3.8 million tons were shipped to outside trade customers.

Aggregates Segment

The Company�� operations are conducted from facilities primarily serving the Dallas/Fort Worth and Austin areas in Texas; the southern Oklahoma area, and the Alexandria and Monroe areas in Louisiana. The Company produced approximately 14.2 million tons of natural aggregates during fiscal 2013. It shipped approximately 14.8 million tons of natural aggregates during fiscal 2013, of which 11.3 million tons were shipped to outside trade customers! . The Company shipped approximately 1.0 million cubic yards of lightweight aggregates during fiscal 2013, of which approximately 0.9 million cubic yards were shipped to outside trade customers.

Consumer Products Segment

The Company�� ready-mix concrete operations are situated in three areas in Texas (the Dallas/Fort Worth/Denton area of north Texas, the Austin area of central Texas and from Beaumont to Texarkana in east Texas), in north and central Louisiana, and in southwestern Arkansas. It is also a 40% partner in a joint venture that has ready mix concrete operations in the northern part of central Texas area centered around Waco, Texas. It shipped approximately 2.8 million cubic yards of ready-mix concrete during fiscal 2013. The Company manufacture and supply a substantial amount of the cement and aggregates raw materials used by our ready-mix plants. The Company also marketed its Maximizer packaged concrete mixes in southern California.

Advisors' Opinion:
  • [By Monica Gerson]

    Analysts expect Texas Industries (NYSE: TXI) to post its Q1 earnings at $0.01 per share on revenue of $233.63 million. Texas Industries shares gained 1.82% to close at $67.52 yesterday.

  • [By Holly LaFon]

    Competitively advantaged holdings continued to demonstrate the value of moats at FedEx (FDX), Melco, and Texas Industries (TXI). These holdings were among our largest contributors to performance, and they exemplify activity prevalent across most of our holdings throughout the year.

  • [By Jake L'Ecuyer]

    Texas Industries (NYSE: TXI) was down, falling 4.36 percent to $65.78 after Longbow Research downgraded the stock from buy to neutral.

    In commodity news, oil traded down 1.37 percent to $97.07, while gold traded up 1.73 percent to $1,223.10. Silver traded up 3.69 percent Thursday to $20.09, while copper fell 0.34 percent to $3.39.

Top Consumer Service Companies To Own For 2015: ServiceNow Inc (NOW)

ServiceNow, Inc., incorporated in June 2004, is a provider of cloud-based services to automate enterprise information technology (IT) operations. The Company�� service includes a suite of applications built on its platform that automates workflow and integrates related business processes. It focuses on transforming enterprise IT by automating and standardizing business processes and consolidating IT across the global enterprise. Organizations deploy its service to create a single system of record for enterprise IT. It helps transform IT organizations from reactive, manual and task-oriented, to pro-active, automated and service-oriented organizations. Its on-demand service enables organizations to define their IT strategy, design the systems and infrastructure. It provides a set of integrated applications that are configurable and can be implemented and upgraded. In July 2013, ServiceNow Inc announced that it has acquired Mirror42.

The Company offers its service under a Software-as-a-Service (SaaS), business model. Its suite of applications was developed to address core ITIL processes, as well as additional business processes, and runs on a single extensible platform. Its platform includes workflow automation, notification, assignment and escalation, third-party integration capabilities, reporting and administration capabilities. Its cloud-based service is designed to be deployed in a modular fashion, allowing customers to solve immediate business needs and access new application functionality as needs evolve. Its service automates the documentation, categorization, prioritization, assignment, notification and escalation of IT and other business processes. Additionally, its service automates routine and repeatable data center operations, such as rebooting a server, cloning a database or deploying a virtualized environment.

The Company�� services include core ITIL applications and extended IT applications. Its incident management manages the process of restoring a failed se! rvice to an operational state; problem management manages the process of resolving the root cause of recurring service outages or issues affecting multiple users; change management manages the proposal and approval process for changes to be made to the IT infrastructure; release management assigns, manages and monitors the various tasks comprising the actual implementation or execution of a proposed change; configuration management database (CMDB), serves as the inventory repository of all hardware, software and network equipment comprising the IT infrastructure; service catalog displays the various goods and services an IT department makes available to the rest of the organization; knowledge management stores and displays knowledge articles or documents for use by the IT staff or broader supported employee base; service portfolio management presents business services offered to the enterprise by the IT organization in consumer-oriented fashion, and service level agreement management monitors and manages progress being made by IT staff on the completion of assigned tasks which have specific due dates.

The Company�� project and portfolio Management tracks and manages projects planned or being worked on by the IT staff. IT Cost Management tracks and monitors staff work time, project-related expenses and labor costs. IT Asset and Contract Management tracks the financial elements of IT infrastructure. Software development lifecycle Management tracks and manages new features and functions to be developed in upgrades or new software applications. Field Service Management manages the process of dispatching field based technicians and routing of field-based spare parts to a customer location. Social IT provides users with a collaboration capability to interact with a set of users to enable IT self-service, as well as a chat functionality for one-to-one online communication with IT staff. Discovery discovers the various hardware and software assets comprising the IT infrastructure, as well as mapp! ing the o! perational dependencies between those assets, and then populates and maintains that inventory in the CMDB application. Runbook Automation is designed to execute routine and repeatable projects in the datacenter.

The Company provides technical training and implementation services to customers through its professional services and through a network of certified partners. Its professional services include customer guidance on implementation, as well as integration and implementation projects, and can include the development of custom applications.

The Company competes with BMC Software, Inc., CA, Inc., Hewlett-Packard Company and International Business Machines Corporation.

Advisors' Opinion:
  • [By Jon C. Ogg]

    ServiceNow Inc. (NYSE: NOW) was started as Buy with a $55 price target at Canaccord Genuity.

    Siemens A.G. (NYSE: SI) was raised Buy from Hold in overseas coverage by Societe Generale.

  • [By Seth Jayson]

    Calling all cash flows
    When you are trying to buy the market's best stocks, it's worth checking up on your companies' free cash flow once a quarter or so, to see whether it bears any relationship to the net income in the headlines. That's what we do with this series. Today, we're checking in on ServiceNow (NYSE: NOW  ) , whose recent revenue and earnings are plotted below.

  • [By Michael Cintolo]

    ServiceNow (NOW) makes Cloud-based software that keeps work flowing, consolidates data, automates the administration of new computers, and lets the IT department monitor activities.

Top Consumer Service Companies To Own For 2015: CCR SA (CCRO3)

CCR SA is a Brazil-based holding company primarily engaged in the operation of highways. The Company's businesses are divided into five main operating segments: Highway which includes concessions such as AutoBAn, ViaOeste, NovaDutra, RodoNorte, SPVias, Ponte, ViaLagos, RodoAnel Oeste, Transolimpica and Renovias; Subway which includes ViaQuatro, Sea Transportation which includes Barcas concession; Airport Concessions which include Quiport, Aeris and CAP, and all companies related to these concessions; and Services/Holdings which is related to sub-holdings CPC and CCR Espana, among others. It is involved in the collection of toll fees on highways and is responsible for repairing, conserving, maintaining and operating of these highways. It is responsible for national highways network in Brazilian states of Sao Paulo, Rio de Janeiro and Parana. Additionally, it is active in automotive inspection services, automatic toll payment and automatic vehicle identification systems operation. Advisors' Opinion:
  • [By Ney Hayashi]

    Toll-road operator CCR SA (CCRO3) added 3.1 percent to 16.75 reais, snapping a five-day rout that drove shares 11 percent lower. Competitor EcoRodovias Infraestrutura e Logistica SA gained 1.7 percent to 14.75 reais today.

Top Consumer Service Companies To Own For 2015: Market Vectors Brazil Small-Cap ETF (BRF)

Market Vectors Brazil Small-Cap ETF (the Fund) seeks to replicate as closely as possible the price and yield performance of the Market Vectors Brazil Small-Cap Index (the Index). The Index is a rules-based, modified market capitalization-weighted, float-adjusted index consisting of publicly traded small-capitalization companies that are domiciled and primarily listed on an exchange in Brazil, or that generate at least 50% of their revenues in Brazil. The Index is the exclusive property of 4asset-management GmbH, which has contracted with Standard & Poor��, a division of The McGraw-Hill Companies, Inc. to maintain and calculate the Index. The Fund is passively managed and may not hold each Index component in the same weighting as the Index. The Fund�� investment advisor is Van Eck Associates Corporation. Advisors' Opinion:
  • [By Jon C. Ogg]

    Market Vectors Brazil Small-Cap ETF (NYSEArca: BRF) has performed closely with the larger ETF group, with a drop of almost 4% so far in 2014. By its name, you can assume it tracks small-cap stocks. It aims to track the Market Vectors Brazil Small-Cap Index. At $28.51, its 52-week trading range is $27.99 to $44.17.

Top Consumer Service Companies To Own For 2015: Nuveen Tax-Advantaged Total Return Strategy Fund (JTA)

Nuveen Tax-Advantaged Total Return Strategy Fund operates as a diversified and closed-end management investment company. The fund primarily invests in dividend-paying common stocks. It also invests in senior loans, U.S corporate bonds, notes and debentures, convertible debt securities, as well as high yield debt securities. Its portfolio primarily includes investments in oil and gas, diversified telecommunication, services, diversified financial services, tobacco, insurance, aerospace and defense, metals and mining, commercial banks, electric utilities, thrifts and mortagage finance, and paper and forest product sectors. Nuveen Tax-Advantaged Total Return Strategy Fund was organized in 2003 and is based in Chicago, Illinois.

Advisors' Opinion:
  • [By Dividends4Life]

    According to a Gabelli Funds report, managed distribution policies offer several advantages, including:1. Lower difference between the fund�� market price and its NAV per share.2. Provides support during periods when the stock market is in a decline.3. Provides a measurable performance target for the investment adviser.Below are several high-yield funds from CEFA that have a managed distribution policy (yields as of December 16):Aberdeen Australia Eqty (IAF)- Distribution Yield: 10.4%- Income Yield: 3.46%Bexil Advisers LLC� (DNI)- Distribution Yield: 11.1%- Income Yield: 3.56%BlackRock En Capital&Inc (CII)- Distribution Yield: 8.78%- Income Yield: 2.34%Cornerstone Strat Value (CLM)- Distribution Yield: 18.77%- Income Yield: 1.83%Cornerstone Total Return (CRF)- Distribution Yield: 19.10%- Income Yield: 0.85%Delaware Inv Div & Inc (DDF)- Distribution Yield: 6.70%- Income Yield: 5.26%Gabelli Equity Trust (GAB)- Distribution Yield: 7.58%- Income Yield: 1.54%Gabelli Utility Trust (GUT)- Distribution Yield: 9.45%- Income Yield: 2.84%MFS Special Value Trust (MFV)- Distribution Yield: 9.60%- Income Yield: 5.73%Nuveen Tx-Adv TR Strat (JTA)- Distribution Yield: 6.70%- Income Yield: 3.12%TCW Strategic Income (TSI)- Distribution Yield: 10.54%- Income Yield: 7.88%Zweig Total Return (ZTR)- Distribution Yield: 7.27%- Income Yield: 1.95%As noted in the Gabelli report, a managed distribution policy may create confusion regarding the true current yield since the reported yield includes the return of capital portion. You can see the disparity above between the income yield and the distribution (reported) yield.If you are looking for a sustainable and growing dividend, you may want to consider some blue-chip dividend stocks such as these with a Free Cash Flow Payout less than 50%, 50+ years of consecutive dividend increases and a 2%+ yield:3M Co. (MMM) is a diversified global company provides enhanced product functionality in electronics, health care, industrial, consumer

Top Consumer Service Companies To Own For 2015: UniCredit SpA (UCG)

UniCredit SpA is an Italy-based holding company engaged in the financial sector. The Company�� division model is based on four pillars: Customer Centricity, A Multi-Local Approach, Global Product Lines, and Global Service Lines. The Customer Centricity area focuses on the Retail, Corporate & Investment Banking and Private Banking areas. The Centralized Multi-Local Approach takes responsibility for the distribution networks and customer relationships. The Global Products Lines are responsible for developing the products and services across all geographic areas. The Global Service Lines which supply the network coverage functions and product factories with specialized services, including Banking Back Office, Information and Communication Technology, Credit Collection, Procurement Services, Real Estate and Shared Service Centers. On October 28, 2013, the aggregate sale by UniCredit SpA of Fondiaria Sai SpA equal to 6.7% was complied. Advisors' Opinion:
  • [By Tom Stoukas]

    UniCredit (UCG), Italy�� largest bank, lost 1.3 percent to 4.71 euros. Intesa Sanpaolo, which appointed Carlo Messina as chief executive officer to replace Enrico Tommaso Cucchiani yesterday, fell 3.5 percent to 1.53 euros. Mediaset SpA, the broadcaster controlled by Berlusconi, dropped 4.5 percent to 3 euros, the lowest price since July 3.

  • [By Jonathan Morgan]

    UniCredit SpA (UCG) added 2.2 percent to 4.26 euros. Italy�� biggest bank said second-quarter net income climbed to 361 million euros from 169 million euros a year earlier. That was in line with the 360 million-euro average estimate of eight analysts surveyed by Bloomberg. The Milan-based bank posted a 254 million-euro return from the buyback of 4.2 billion euros of senior securities in April, according to a statement today.

  • [By Corinne Gretler]

    Norsk Hydro (NHY) ASA slumped the most in one year after Vale SA sold a stake in the aluminum maker. UniCredit SpA (UCG) and Infineon Technologies AG added at least 1 percent each after posting quarterly profit that beat projections. Henkel AG rose 2.1 percent as third-quarter profit beat analysts��estimates.

  • [By Alexis Xydias]

    Banks led the rally over the past four months, with Paris-based Societe Generale SA (GLE) and UniCredit SpA (UCG), Italy�� biggest lender, surging more than 45 percent.

Top Consumer Service Companies To Own For 2015: OriginOil Inc (OOIL)

OriginOil, Inc., incorporated on June 1, 2007, is a technology company. The Company is primarily involved in research and development activities, and sales of pilot and demonstration equipment. The Company has developed an energy production process for harvesting algae and cleaning up oil and gas water. To develop the energy and ancillary markets, the Company sells smaller-scale equipment, such as the Algae Appliance. The Company�� process, CLEAN-FRAC, represents a generation of water treatment that is chemical free. The Company's water cleanup technology, Electro Water Separation (EWS), is a chemical-free process that extracts organic contaminants from large quantities of water. Its products include EWS Algae, EWS Algae A4, EWS Algae A60, EWS Algae A200, EWS Petro P160, and EWS Aqua Q60.

The Company intends to embed its technology into larger systems through licensing and joint ventures. The Company is in the process of pursuing secondary licensing opportunities outside of energy, including aquaculture. EWS Algae A4 is an entry-level algae harvester designed to make it easier and faster for producers and researchers to try and buy the Company's harvesting technology. EWS Algae A60 is a pilot scale algae harvester providing a low energy, chemical-free, continuous flow wet harvest system to dewater and concentrate the microalgae. EWS Petro Model 160 is designed to remove organics, such as crude oil, and suspended solids and bacteria from process water, such as produced or frac flowback water at a continuous flow rate of one barrel per minute or 160 liters per minute in continuous, chemical free operation. EWS Aqua Q60 is a commercial fish farming pond water treatment system, designed to clean pond water of ammonia, bacteria and aquatic animal pathogens in a continuous loop.

Advisors' Opinion:
  • [By CRWE]

    Today, OOIL�has shed (-3.12%) down -0.01 at $.31 with 95,929 shares in play thus far (ref. google finance Delayed: 2:04PM�EDT October 15, 2013).

    OriginOil, Inc. previously reported it has signed its first pay-per-barrel agreement with Industrial Systems, Inc. (ISI) for a water treatment system integrating OriginOil�� process as the first stage of treatment.

    Delta, Colorado-based ISI has agreed that it will operate the Model P160 as part of its overall frac flowback water cleanup service, and pay OriginOil a fee for each barrel processed.